Services

Seller's

PROFESSIONAL CONSULTATION ON PRICING

STAGING WALK-THRU

PROFESSIONAL PHOTOGRAPHY AND PHOTO ENHANCEMENT

MULTIPLE LISTING SERVICE

INTERNET WEBSITE ACROSS THE WORLD

LISTHUB

REALTOR.COM

FULL COLOR FLAYERS

ACTIVE MARKETING

Buyer's

To buy or not to buy – considerations for first-time home buyers in this market .

The loan process – Financing your home purchase

Successfully negotiating the deal

Expect great service from your REALTOR®

Refinance

Lowering your interest rate

Adjusting the length of your mortgage

Changing from an adjustable-rate mortgage to a fixed-rate mortgage

Getting cash out from the equity built up in your home

Are you eligible to refinance?

What will refinancing cost?

What is "no-cost" refinancing?

How do you calculate the break-even period?

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Be careful with advertisements

Any initial information you receive about mortgages probably will come from advertisements, mail, phone, and door-to-door solicitations from builders, real estate brokers, mortgage brokers, and lenders. Although this information can be helpful, keep in mind that these are marketing materials--the ads and mailings are designed to make the mortgage look as attractive as possible. These advertisements may play up low initial interest rates and monthly payments, without emphasizing that those rates and payments could increase substantially later. So get all the facts and make sure any offers you consider meet your financial needs.

Choosing a mortgage

Choosing a mortgage be the most important financial decision you will make. You should get all the information you need to make the right decision. Ask questions about loan features when you talk to lenders, mortgage brokers, settlement or closing agents, your attorney, and other professionals involved in the transaction--and keep asking until you get clear and complete answers.

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